These times present some very scary challenges, and the hard part is we really don’t know what is going to happen 1 year down the road, 6 months down the road, or even tomorrow.
Many people have lost there jobs and have been forced to take jobs that pay far less than what they were used to living on. Unfortunately I see a job market that has little to offer for employees, as we have been pinched, so have many businesses. Businesses profits are down, and with less money there is less to hand out and less to hire.
Debt causes people to do strange things. On the news you hear stories of suicide and murder, all because of debt, is it really worth it? The shame of debt is huge, but you can get out, and it will be hard, free yourself and your family from the culture of must haves and gotta be! Change your life to benefit yourself and your family.
Many things our out of our control; however there are things that we can control, we all can surely do something to cut back on our waste. We can access what are really needs and what are wants.
• We can spend more time with our family or friends and get some sanity back.
• Pay down our debts
• Learn a new skill so we can become more self sufficient
• Stop signing up for payment plans and pay ourselves instead
You can come up with your own set of goals based on the circumstances in your life.
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